Everybody’s heard of ‘mum and dad investors’, but what does it really mean?

This is a subject that I am extremely passionate about and if I had one goal in life it would be to help turn every mum and dad investor into an astute and well educated investor; so that they could guarantee the safety of their life savings and provide them the lifestyle I so strongly believe they deserve.

That is what the essence of this website is all about!

So if my words in this passage seem strong I apologise but it rips my heart out to think that a little education can save these people a lot of pain and yet it keeps happening.

It saddens me to know that these are the most vulnerable people in any investment market and the people who deserve to be ripped off the least.

To me a ‘mum and dad investor’ is the typical household parents (generally baby boomers) who have worked hard their whole lives, saved as much money for retirement as they possibly could while at the same time making sure their children have every possible opportunity by sacrificing their own. These people are the back bone of our society and a group I have enormous respect for!

Unfortunately their whole life right up to retirement is so focused on just getting to retirement that they never had the opportunity to properly educate themselves on what best maximises the return on their life savings in retirement while at the same time minimising the risks.

Too often to their own detriment they seek advice from ‘experts’ without knowing what questions to ask or they will settle for a low performance safety deposit bond not providing the income they had hoped for in retirement.

I couldn’t begin to imagine how gutted these people must feel when some worthless cockroach rips them off and leaves them with nothing or worse, a pile of debt.

The good news is that all investors, not just mum and dad investors can completely protect themselves from this type of event. This can only happen through proper education. I believe that I am obligated to pass on the information I have as a successful and well educated investor to the most vulnerable group of people to protect them in return for the free and abundant society loaded with opportunity that they have provided for me.

Purely through lack of education a lot of people planning for retirement don’t even realise that they have the opportunity to bring retirement forward in some cases to today just using the assets they currently own with virtually no risk.

I have made it my mission in life to change the fate of as many mum and dad investors as I possibly can and to show them how to educate themselves to recognise good from bad opportunities and how to protect their hard earned and well deserved retirement lifestyle.

Bye for now

Tim

Filed under: Tim's Thoughts — Tags: , , , — Tim Lawrie @ 9:38 am

Leave a Reply